Certified, Experienced Insurance Professionals Passionate About Getting the Best for You

Bob Jones

Bob entered the insurance industry in 1985 as an independent broker. He founded Westover Insurance group, inc. in 1989 with John Ruch, growing it from a scratch agency to over $5,000,000 in premiums billed until the agency's 2004 merger with Bon Air Insurance.

Bob has a strong background in both personal and commercial line sales. He currently manages the personal lines department at Westover - Bon Air while actively soliciting and selling commercial lines. Bob enjoys getting out on the street and visiting with prospects and customers to see their businesses and get a feel for their needs to learn how better to protect their assets. He has served on the agents' council for Travelers, Montgomery and Safeco Insurance Companies as a liason between agents and companies to help create better products to service and protect consumers.

Bob is a native of Richmond and attended Northeastern University in Boston, Mass. He started playing ice hockey as a youth in Richmond and eventually played for the Richmond Renegades Hockey Club from 1991-2000 on a part time basis as an emergency goaltender. Bob and his wife Kim reside in South Richmond and enjoy traveling when they can get away from their five children.

John Ruch

John Ruch, a native of Richmond, began his career as a claims adjuster after graduating from the University of Virginia with a degree in Economics. In 1989 he joined with Bob Jones and started Westover Insurance Group which then merged with Gil Hughes and Bon Air Insurance in 2004.

His areas of insurance specialty have been in the residential condominium developers and associations as well as professionals such as dentists, attorneys, and physicians. His success has been earned from a “hands on” approach with his clients on a regular basis from renewal to renewal.

John is married and lives in Midlothian, has two sons, enjoys reading and hiking in the Blue Ridge Mountains as well as annual trips to hike higher mountains from Canada to Africa.

Gil Hughes

Gil has been in the insurance industry since 1982, after graduating from Towson University. Starting his career as a claims adjuster and then opening his own agency in 1992. He has been successful in growing his agency by always trying to provide clients with exceptional service, and by keeping updated and educated in insurance so as to be a value to his clients. Gil has earned his Certified Insurance Counselor designation, and annually updates the designation through continuing education. Gil prides himself on being able to give clients a thorough analysis of their exposures and recommending an insurance program to best fit each clients individual needs and budget. Being licensed in property / casualty and life and health, he is able to be a “one stop shop” for all his clients needs.

Gil is married, with 2 children and resides in Powhatan, VA. When he is not working in the agency, Gil gives back to his community by volunteering as a Paramedic and firefighter for Powhatan Volunteer Fire and Rescue.

If you are looking for an agency that will give you personal attention and design an insurance program specific for your business, call Gil to set up an insurance evaluation.

Kari Smith

Kari has been successfully writing insurance for more than 22 years, specializing in auto repair shops, body shops, towing operations, service stations, and convenience stores.

With over 18 years experience specializing in the automotive industry and as a Certified Insurance Counselor, Kari does a thorough analysis of client’s policies and current exposures to make sure that they are properly insured at the best possible price. More than 90% of all of her new clients are obtained because they have been with the same agent for many years. When Kari reviews their coverage, she finds that many are underinsured and/or uninsured in many areas.

Kari enjoys spending time with her husband and her three children. She also enjoys cooking, reading, boating, and traveling.

Protecting your business assets through insurance is one of the most important business decisions you can make. You deserve to deal with the best! Call Kari and let her experience, knowledge, and excellent service work for you.

Jessica Hohenwarter

Jessica is an Account Sales Executive with more than 8 years of experience in the business. A well rounded insurance professional, her experience in the field includes personal lines sales and service, workers compensation claims, and most recently, commercial insurance agent. Here at Westover-Bon Air, she works directly with business owners such as printers and machine shops to help them find that perfect balance between coverage needs with cost. A trusted insurance advisor to her clients, Jessica is often complimented by customers for her hard work, her responsiveness, and for how simple she makes the process of doing business with her. Jessica is actively pursuing the prestigious Chartered Property Casualty Underwriter (CPCU) designation.

Jessica is a graduate of Randolph-Macon College. She and her husband reside in Chesterfield County with their greyhound and English foxhound. Jessica is active with her church and volunteers her time with their Hull Street Ministry program. Her interests include politics, cooking, traveling, hosting events, and spoiling her 3 year old niece. She is also a devout Washington Redskins fan.

Ashleigh Martin

Ashleigh Martin is a Benefits Specialist with 7 years of experience in the insurance industry. She is the former Individual Account Executive for Southern Health/CoventryOne, where her territories included Northern Virginia, the District of Columbia and Maryland. In November of 2011, she was recognized by Anthem Blue Cross & Blue Shield of Virginia as one of the Top 100 Individual Business Writing Agents.  Here at Westover-Bon Air Insurance, Ashleigh handles individual health, life, disability and dental insurance; as well as Employee Benefits for companies to offer their full time employees. Ashleigh prides herself on making sure that the insurance offered is thoroughly understood by the customer, is affordable and is tailored as much as possible to the customer’s specific need. Ashleigh is often complimented by customers on how much simpler and stress free, insurance has become since they have obtained her as their representative.

Ashleigh spends her free time playing with her four year old daughter, fishing, playing tennis and spending time with friends and family.